BankruptcyWhen past due bills are ruining your life, the Ferrer Firm can help!
Filing for bankruptcy can be a tedious, complex, and often frustrating process. When you find yourself drowning in medical, loan or credit card debt, you need an experienced attorney who can guide you through the entire process and help your family stay in your home. The Ferrer Law Firm is here to help clients find their way out from under the mountain of debt that can sometimes sneak up on you — whether it is due to home foreclosure, vehicle repossession, IRS wage garnishments, or similar financial difficulties.
The Ferrer Law Firm’s bankruptcy practice includes:
The most common form of bankruptcy in the United States, designed for those experiencing financial difficulties who don’t have the ability to repay their debts. In Chapter 7, non-exempt assets are liquidated, sold, and your corresponding debts discharged.
For those with a regular income but are still faced with the heavy burden of financial difficulties, Chapter 13 bankruptcy provides the perfect “reorganization plan.” With a Chapter 13 bankruptcy, your debts are reorganized for a period of 60 months, allowing ample time for you to get caught up. After that time, all remaining debts are discharged.
What We Offer All Our Clients
Not all law firms are created equal. Here’s what we bring to the table.